Car rental insurance is an important part of any driver’s travel plans. Many drivers are unaware that they can get coverage through AARP, an organization that provides discounts and benefits to its members. In this article, we will discuss whether AARP covers car rental insurance and how to get it.
What is AARP?
AARP, formerly known as the American Association of Retired Persons, is a nonprofit organization that provides discounts and benefits to its members aged 50 and over. Their mission is to empower people to choose how they live as they age. They offer a wide range of services, including health insurance, financial planning, travel discounts, and more.
Overview of AARP Car Rental Insurance Benefits
AARP car rental insurance offers coverage for damage or theft of a rental vehicle while it is being used by an AARP member. It also covers liability expenses in the event of an accident. The coverage is provided at no additional cost to the member and can be used at participating locations worldwide.
What Does AARP Car Rental Insurance Cover?
AARP car rental insurance covers damage or theft of a rental vehicle while it is being used by an AARP member. It also provides liability protection in the event of an accident or injury caused by the driver of the rental vehicle. The coverage includes up to $1 million in liability protection for bodily injury and property damage caused by the driver of the rental vehicle.
How to Get AARP Car Rental Insurance Coverage
To get AARP car rental insurance coverage, you must be an AARP member and rent your vehicle from a participating location. You can check online or call your local car rental agency to find out if they participate in the program. Once you have verified that your chosen location participates in the program, simply present your membership card when you arrive at the rental location and ask for the AARP car rental insurance coverage option.
Who is Eligible for AARP Car Rental Insurance?
AARP car rental insurance is available to all members who are 50 years old or older and have an active membership with AARP. The coverage applies only when renting from participating locations worldwide and does not cover any additional drivers who are not members of AARP or under 50 years old.
Pros and Cons of AARP Car Rental Insurance
Pros:
• Free coverage with no additional cost to members
• Up to $1 million in liability protection
• Can be used at participating locations worldwide
Cons:
• Only available to members over 50 years old
• Does not cover additional drivers who are not members of AARP or under 50 years old
• Must be rented from a participating location
Alternatives to AARP Car Rental Insurance
If you are not eligible for AARP car rental insurance or cannot find a participating location near you, there are several other options available for car rental insurance coverage:
• Credit Card Coverage: Most major credit cards offer some form of car rental insurance coverage when you use their card for payment at a participating location (check with your card issuer for details).
• Personal Auto Insurance: Some personal auto policies may provide limited coverage for rentals (check with your insurer for details).
• Travel Insurance: Some travel insurance policies may provide limited coverage for rentals (check with your insurer for details).
Common Questions about AARP Car Rental Insurance
Q: Does my membership cover me when I rent from other companies?
A: No, your membership only covers you when you rent from participating locations worldwide that accept the AARP discount code at checkout.
Q: Is there any limit on how often I can use my membership benefits?
A: No, there is no limit on how often you can use your membership benefits as long as you are renting from a participating location worldwide that accepts the AARP discount code at checkout.
Q: Does my membership cover additional drivers?
A: No, additional drivers who are not members of AARP or under 50 years old are not covered by this policy.
Conclusion
AARP car rental insurance offers great value for its members aged 50 and over who need extra protection when renting vehicles from participating locations worldwide. It provides up to $1 million in liability protection as well as free coverage with no additional cost to members who meet eligibility requirements. However, it does not cover additional drivers who are not members of AARP or under 50 years old so it’s important to check with your chosen location before renting a vehicle if you plan on having multiple drivers on your trip.
