If you are a senior citizen looking for dental care coverage, you may be wondering if AARP covers dental implants. AARP, or the American Association of Retired Persons, is a membership organization that provides a variety of benefits and services to its members. The organization offers discounts on products and services, including health insurance plans. In this article, we will look at whether or not AARP covers dental implants and what other options are available for seniors seeking dental care coverage.
What is AARP?
AARP is an organization that provides a range of services and benefits to its members. The organization was founded in 1958 with the goal of providing support and resources to retired individuals over the age of 50. The organization’s membership has grown to include more than 38 million people in the United States and Puerto Rico.
In addition to providing its members with access to discounts on products and services, AARP also offers health insurance plans through UnitedHealthcare. These plans can provide coverage for doctor visits, hospital stays, prescription drugs, vision care, and more.
What Does AARP Cover?
AARP’s health insurance plans cover a wide range of medical expenses, including doctor visits, hospital stays, prescription drugs, vision care, hearing aids, lab tests, mental health services, durable medical equipment, and more. While these plans do not cover every type of medical expense or procedure, they do provide comprehensive coverage for most common medical needs.
Does AARP Cover Dental Implants?
Unfortunately, AARP does not cover dental implants as part of its health insurance plans. However, there are other options available for seniors seeking coverage for dental implants.
What Are the Benefits of Dental Implants?
Dental implants are an effective way to replace missing teeth and restore a patient’s smile. They are also a long-term solution that can last for many years with proper care and maintenance. Dental implants can improve the appearance of a patient’s smile as well as their ability to chew food properly. They can also help preserve facial structure by preventing bone loss in the jaw area caused by missing teeth.
Types of Dental Implants Covered by AARP
While AARP does not cover dental implants directly through its health insurance plans, it does offer discounts on certain types of dental implant procedures through its Preferred Provider Organization (PPO). This program offers discounted rates on certain procedures from participating providers in your area who accept AARP’s PPO network payment system as payment in full or partial payment for services rendered. Participating providers may offer discounts on single-tooth implants as well as full-mouth restoration procedures using multiple implants.
Other Insurance Options for Dental Implants
If you’re looking for an alternative to AARP’s PPO program for covering dental implants costs there are other options available such as private insurance plans offered through employers or private insurers or government programs such as Medicaid or Medicare Advantage Plans (MAPs). Private insurance plans typically offer more comprehensive coverage than AARP’s PPO program but may require higher premiums or co-pays depending on the plan selected while MAPs may offer lower premiums but have limited coverage options compared to private insurance plans.
How Much Do Dental Implants Cost with AARP Coverage?
The cost of dental implants with AARP coverage will depend on several factors including your location, the type of implant procedure being performed and your provider’s fees under the PPO program agreement with AARP.Generally speaking,discounted rates under the PPO program can range from 10% – 20% off regular fees depending on your provider.It is important to note that some providers may opt out of participating in the PPO program,so it is important to check with your provider beforehand.
How to Get Started with AARP Coverage for Dental Implants
To get started with AARP’s PPO program for discounted rates on dental implant procedures,you must first become an AARP member.Membership is open to individuals aged 50 and older who pay an annual fee.Once you have become an official member,you will then be able to start searching for participating providers in your area who accept payment through the PPO network.You can search online at www.aarp.org/dentalimplants or contact customer service at 1-800-523-5800.
Alternatives to AARP Coverage for Dental Implants
If you don’t want to join AARP or if you don’t qualify due to age restrictions,there are other alternatives available when it comes to covering the cost of dental implant procedures.For example,some employers may offer private insurance plans that provide coverage for certain types of dental treatments,such as implants.Additionally,Medicaid and Medicare Advantage Plans (MAPs) may also offer coverage options depending on your eligibility requirements.It is important to check with each individual insurer before signing up for any type of plan in order to determine what types of treatments are covered under each plan.
11.Conclusion
In conclusion,while AARP does not directly cover dental implants through its health insurance plans,it does offer discounted rates on certain types of implant procedures through its Preferred Provider Organization (PPO) program.There are also other alternatives available such as private insurance plans offered through employers or private insurers or government programs such as Medicaid or Medicare Advantage Plans (MAPs) which may provide additional coverage options depending on your eligibility requirements.It is important to check with each insurer before signing up for any type of plan in order to determine what types of treatments are covered under each plan
