AARP is a nonprofit organization that provides a variety of services and benefits to its members. Many people are familiar with AARP’s health insurance plans, but they may not be aware that the organization also offers car insurance. In this article, we will explore whether or not AARP offers car insurance, the types of coverage available, discounts available, how to get a quote, and alternatives to AARP car insurance.
What is AARP?
AARP stands for the American Association of Retired Persons and is a nonprofit organization that serves people over 50 years old. The organization provides information and resources on health care, retirement planning, travel, and more. It also offers discounts on products and services such as hotels, car rentals, and prescription drugs.
Does AARP Offer Car Insurance?
Yes, AARP does offer car insurance through its partner The Hartford Financial Services Group. The Hartford has been providing car insurance since 1810 and is one of the most trusted names in the industry.
Benefits of Car Insurance Through AARP
AARP car insurance offers many benefits for members including:
• Competitive rates – The Hartford works with AARP to provide competitive rates for members
• 24/7 customer service – The Hartford offers 24/7 customer service so you can get help when you need it
• Discounts – Members can take advantage of discounts on their premiums for being an AARP member
• Roadside assistance – Members can get roadside assistance if they have an emergency while on the road
• Claim support – Members can get help filing a claim if they are in an accident
• Replacement cost coverage – This coverage helps pay for repairs or replacements if your vehicle is damaged or stolen
Types of Coverage Offered by AARP Car Insurance
AARP car insurance offers several different types of coverage including:
• Liability Coverage – This covers damage you cause to other people or property in an accident
• Collision Coverage – This covers damage to your vehicle caused by an accident
• Comprehensive Coverage – This covers damage to your vehicle caused by something other than an accident such as theft or vandalism
• Uninsured/Underinsured Motorist Coverage – This covers damages caused by another driver who doesn’t have enough insurance or any at all
Discounts Available with AARP Car Insurance
AARP members can take advantage of several different discounts when they purchase car insurance through The Hartford including:
• Multi-car discount – If you insure more than one vehicle with The Hartford you can get a discount on your premiums
• Good driver discount – If you have a clean driving record you can get a discount on your premiums
• Defensive driver discount – If you complete an approved defensive driving course you can get a discount on your premiums
How to Get a Quote for AARP Car Insurance
Getting a quote for AARP car insurance is easy and only takes a few minutes. All you need to do is visit the website of The Hartford and fill out their online form with some basic information about yourself and your vehicle. Once you submit the form, you will receive an instant quote based on your information. You can then compare quotes from different insurers to find the best rate for your needs.
Pros and Cons of AARP Car Insurance
Pros:
• Competitive rates – The Hartford works with AARP to provide competitive rates for members
• Multiple discounts available – Members can take advantage of discounts on their premiums for being an AARPer as well as good driver discounts and defensive driver discounts
• 24/7 customer service – The Hartford offers 24/7 customer service so you can get help when you need it
Cons:
• Limited coverage options – The coverage options offered by AARP are limited compared to other insurers
Alternatives to AARP Car Insurance
If you’re looking for alternatives to AARP car insurance there are plenty of other options available including:
• Geico Car Insurance – Geico offers competitive rates and multiple discounts including good driver discounts, multi-car discounts, defensive driver discounts and more
• State Farm Car Insurance – State Farm offers competitive rates and multiple discounts including safe driver discounts, multi-car discounts, defensive driver discounts and more
Summary
AARP offers car insurance through its partner The Hartford Financial Services Group which has been providing car insurance since 1810. Members can take advantage of competitive rates as well as multiple discounts including good driver discounts, multi-car discounts, defensive driver discounts and more. There are also 24/7 customer service so members can get help when they need it. Alternatives to AARP car insurance include Geico Car Insurance and State Farm Car Insurance both of which offer competitive rates and multiple discounts as well.
FAQs
Q: Does AARP offer car insurance?
A: Yes, AARPs partner The Hartford Financial Services Group offers car insurance for members at competitive rates with multiple discounts available including good driver discounts, multi-car discounts, defensive driver discounts and more.
Q: What types of coverage does AARPs car insurance offer?
A: AARPs car insurance offers liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage and more
