Are you looking for an affordable and reliable home insurance policy? If so, you may have heard about AARP’s home insurance offerings. AARP is a membership organization that offers a variety of services and discounts to its members. In this article, we will discuss whether or not AARP offers home insurance, the benefits and coverage it provides, how much it costs, and some alternatives to consider.
What is AARP?
AARP stands for the American Association of Retired Persons. It is a non-profit organization that provides services and discounts to people over the age of 50. AARP members can take advantage of discounts on travel, insurance, prescription drugs, health care services, and more.
What is AARP Home Insurance?
AARP Home Insurance is a property insurance program offered by The Hartford Financial Services Group Inc., one of the largest providers of home and auto insurance in the United States. The program offers comprehensive coverage for your home and belongings with customizable options to fit your needs.
Benefits of AARP Home Insurance
AARP Home Insurance offers several benefits to its members, including:
• Comprehensive coverage for your home and belongings
• Flexible coverage options
• Discounts for safety features like smoke detectors and burglar alarms
• 24/7 customer service
• Discounts for bundling other types of insurance policies with your home policy
• Easy online claims filing
How to Get an AARP Home Insurance Quote
Getting an AARP Home Insurance quote is easy. Simply visit the website or call their toll-free number to get started. You’ll be asked to provide information about yourself and your home so they can give you an accurate quote. Once you have your quote, you can customize it to fit your needs by adding different types of coverage or increasing limits as desired.
Types of Coverage Offered By AARP Home Insurance
AARP Home Insurance offers several types of coverage options, including:
• Dwelling Coverage – Covers damage to your home due to fire, storms, theft, vandalism, and more
• Personal Property Coverage – Covers damage or loss of personal items due to fire, storms, theft, vandalism, and more
• Liability Coverage – Protects you from financial losses if someone is injured on your property or if you are sued for damages caused by you or a family member living in your home
Discounts Available With AARP Home Insurance
With AARP Home Insurance you may be eligible for discounts such as:
• Multi-policy discount – Save money when you bundle other types of insurance policies with your home policy
• Safety discount – Save money when you install safety features like smoke detectors and burglar alarms in your home
How Much Does AARP Home Insurance Cost?
The cost of an AARP Home Insurance policy will vary based on factors such as the type of coverage chosen and the location of the property being insured. Generally speaking, however, it is competitively priced compared to other insurers offering similar coverage options.
Pros and Cons Of AARP Home Insurance
Like any type of insurance policy there are pros and cons associated with signing up for an AARP Home Insurance policy:
Pros:
• Comprehensive coverage options
• Competitively priced compared to other insurers
• Discounts available for safety features
Cons:
• Only available in certain states
Alternatives To AARP Home Insurance
If you are looking for an alternative to AARP Home Insurance there are several other providers that offer similar coverage options at competitive prices such as State Farm, Allstate, Nationwide, USAA, Liberty Mutual and Progressive among others. Be sure to compare quotes from multiple providers before making a decision on which one is right for you.
11 Conclusion
In conclusion, while AARP does offer home insurance policies they may not be the best option for everyone depending on their individual needs and circumstances. Be sure to do your research before making any decisions as there are many other providers out there offering similar coverage at competitive prices that may better suit your needs.
