The health care landscape is constantly changing, leaving seniors with a wide range of options when it comes to choosing a Medicare plan. AARP Medicare Complete is one such option, and it’s important for seniors to understand whether this plan is right for them. In this article, we’ll answer the question: Is AARP Medicare Complete an Advantage Plan? We’ll look at the benefits, coverage levels, eligibility requirements, costs, and how to enroll in the plan. We’ll also provide some alternatives to AARP Medicare Complete for seniors who are looking for other options.
What is AARP Medicare Complete?
AARP Medicare Complete is an all-in-one health care plan offered by UnitedHealthcare Insurance Company that combines all of the benefits of Original Medicare (Part A and Part B) with additional coverage like prescription drug coverage (Part D), vision and hearing coverage, and more. It’s an Advantage Plan, which means it is offered by private insurance companies approved by Medicare and provides additional coverage beyond what Original Medicare offers.
Is AARP Medicare Complete an Advantage Plan?
Yes, AARP Medicare Complete is an Advantage Plan. It provides additional coverage beyond what Original Medicare offers, including prescription drug coverage (Part D), vision and hearing coverage, and more.
Benefits of AARP Medicare Complete
AARP Medicare Complete offers a variety of benefits that can help seniors save money on their health care costs. These include:
•Prescription drug coverage (Part D) – This covers medications that are not covered by Original Medicare.
•Vision and hearing coverage – This covers routine eye exams and hearing tests as well as eyeglasses or hearing aids if needed.
•Dental coverage – This covers routine dental care like checkups, cleanings, fillings, crowns, dentures, and more.
•Fitness benefits – This includes access to gym memberships at no additional cost as well as discounts on fitness classes and equipment.
•Emergency medical transportation – This covers transportation to medical facilities in the event of an emergency.
•Hospitalization protection – This covers hospital stays due to illness or injury up to 100 days per year with no out-of-pocket costs.
Coverage Levels of AARP Medicare Complete
AARP Medicare Complete offers three different levels of coverage: basic, enhanced, and premium. Each level provides different levels of coverage for prescription drugs, vision and hearing services, dental care, fitness benefits, emergency medical transportation, and hospitalization protection. The premiums for each level vary depending on where you live and your age.
Eligibility Requirements for AARP Medicare Complete
To be eligible for AARP Medicare Complete you must meet certain requirements: you must be enrolled in both Part A and Part B of Original Medicare; you must live in the service area; you must not have end-stage renal disease; you must not be enrolled in any other type of private health insurance; and you must not have any other type of government health insurance such as Medicaid or TRICARE For Life.
Cost of AARP Medicare Complete
The cost of AARP Medicare Complete depends on the level of coverage you choose as well as where you live and your age. Generally speaking, premiums start at around $50 per month but can increase depending on your age or where you live in the country. Additionally, there may be copays or coinsurance costs associated with certain services or treatments covered by the plan as well as deductibles that must be met before the plan begins paying for services or treatments covered under the plan.
How to Enroll in AARP Medicare Complete
Enrolling in AARP Medicare Complete is easy! You can call 1-800-MEDICARE (1-800-633-4227) or visit www.medicarecompleteplanservicesforyou/enrollment/aarpmedicarecomplete to learn more about enrolling in the plan or get started today! You can also contact your local Social Security office or visit www.medicarecompleteplanservicesforyou/agents/aarpmedicarecomplete to find a licensed agent who can help you enroll in the plan if needed.
Alternatives to AARP Medicare Complete
If you’re looking for alternatives to AARP Medicare Complete there are several other options available including traditional Medigap plans which supplement Original Medicare with additional benefits like prescription drug coverage; stand-alone prescription drug plans which provide just prescription drug coverage; Medicaid which provides free or low-cost health care for those with limited incomes; TRICARE For Life which provides health care benefits for military retirees; and VA Health Care which provides health care benefits for veterans and their families who are eligible for VA benefits.
Conclusion
AARP Medicare Complete is a great option for seniors who want additional coverage beyond what Original Medicare offers but don’t want to pay too much out-of-pocket for their health care expenses each month. It’s important to understand whether this plan is right for you by looking at the benefits it offers as well as the cost associated with it so that you can make an informed decision about your health care needs moving forward!
